What’s new in Google Pay — Google for Builders Weblog

Posted by Jose Ugia – Developer Relations Engineer

Learn on for a abstract of what we coated throughout the occasion, or try the recording of our session on YouTube: What’s new in Google Pay and Google Pockets.

Legal responsibility shift on eligible transactions with Google Pay

Google Pay is increasing its zero fraud legal responsibility safety on Android gadgets for eligible transactions leveraging main fee community safety capabilities. Earlier than at this time, on-line funds made with a Mastercard have been assured by this safety. Right now, we’re saying that we’re increasing this profit by rolling out service provider legal responsibility safety to eligible Visa on-line transactions which are made utilizing Google Pay.

As well as, we’re making it straightforward to confirm and add types of funds to Google Pay. As only one instance, Google Pay has added help for card authentication each earlier than and after a fee transaction. Google Pay customers at the moment are in a position to confirm their saved card by way of an OTP code or their banking app which creates a device-bound token that helps safe and seamless transactions each on-line and offline.

Scale back fraud with Google Pay

As a part of our mission that will help you cut back fraud and enhance authorization charges with out growing person friction, we’re actively engaged on a brand new service — Safe Fee Authentication, a service constructed to assist with danger and compliance primarily based authentication wants. This service can be utilized for eligible fee transactions that require further verification, and use safe and excessive performing system certain tokens to fulfill two-factor authentication.

We’re utilizing this chance to have interaction with companies such as you as a part of an early entry program, to know the way it may help you enhance authorization efficiency. If fraud is a problem for your small business at this time, contact us to tailor your authentication technique with Safe Fee Authentication.

Determine 1: Instance authentication stream utilizing Safe Fee Authentication.

The brand new dynamic button

We’re giving the Google Pay button a recent new look, making use of the newest Materials 3 design ideas. The brand new Google Pay button is available in two variations that make it look nice on each darkish and light-weight themed purposes.

Determine 2: The brand new Google Pay button view for Android might be personalized to make it extra constant together with your checkout expertise.

We’re additionally introducing a brand new button view that simplifies the combination on Android. This view allows you to configure properties just like the button theme and nook radius straight in your XML structure. The brand new button API is obtainable at this time in beta. Take a look at the up to date tutorial for Android to start out utilizing the brand new button view at this time.

Later this quarter, you’ll be capable to configure the brand new button view for Android to point out your customers further details about the final card they used to finish a fee with Google Pay.

Determine 3: An instance of how the dynamic model of the brand new Google Pay button view will look on Android.

An improved check suite with fee service supplier playing cards

We’re introducing PSP check playing cards, an improve to Google Pay’s check suite that allows you to use check playing cards out of your favourite fee processors to construct end-to-end check situations. With this improve, you’ll now see particular check playing cards out of your processor populate in Google Pay’s fee sheet, enabling further testing methods, each handbook and automatic.

Determine 4: Take a look at playing cards out of your fee processor seem in Google Pay’s fee sheet when utilizing TEST mode.

This improve additionally helps check automation, so you possibly can write end-to-end UI checks utilizing acquainted instruments like UIAutomator and Espresso on Android, and embody them in your CI/CD flows to additional strengthen your checkout experiences. The brand new technology of Google Pay’s check suite is presently in beta, with internet help coming later this yr.

Digital playing cards, autofill and extra

Final yr we launched digital playing cards on Android and Chrome. Since then, we’ve seen nice adoption, offering safe and frictionless on-line checkout experiences for thousands and thousands of customers. Prospects utilizing digital playing cards have loved quicker checkouts, reported much less fraudulent spend, and made on-line transactions that have been declined much less typically.

Autofill is receiving visible enhancements to cut back checkout friction, and can quickly let your clients full fee flows utilizing financial institution accounts in Europe. For builders utilizing autofill, we’re introducing suggestions in Chrome DevTools that will help you enhance checkout efficiency. We’re additionally bettering autofill to higher fill kinds throughout frames, serving to you facilitate funds extra securely.

Take a look at the Google I/O keynote for Google Pay and Google Pockets to study extra.

What’s forward

We’re decided to develop the variety of verified types of fee throughout the Google ecosystem, and proceed to push for easy, useful, and safe on-line funds, providing you a solution to empower different companies, and speed up that change for customers.

Later this quarter, you’ll be capable to configure the brand new button view in your Android purposes, to point out your customers further details about the final card they used to finish a fee with Google Pay. We’re additionally engaged on bringing the identical customization capabilities introduced for Android to your web sites later this yr.

Get began with Google Pay

Check out the documentation to start out integrating Google Pay at this time.

Be taught extra in regards to the integration by looking at our pattern supply software in GitHub.

If you find yourself prepared, head over to the Google Pay & Pockets console and submit your integration for manufacturing entry.